FCPE-Pensio
The FCPE-Pensio Collective Foundation offers affiliated employers and their employees a wide range of services. From drawing up a pension plan to providing information to policyholders, the services provided by the FCPE-Pensio Collective Foundation are of the highest quality, relieving you of the burden of managing pension issues.
The Foundation insures its members against the risk of disability, death and longevity.
The Foundation reinsures longevity risks and uses a life insurance company/ies to reinsure disability and death risks.
Retirement pensions are financed by the capital accumulated by the insured at the time of retirement. This capital is managed by the Foundation during the insured’s working life.
Disability and death benefits are guaranteed by an insurer, in exchange for a risk premium.
The FCPE-Pensio Collective Foundation invoices affiliated companies for management fees in proportion to insured salaries. These management fees ensure quality work, carried out by qualified managers supported by industry specialists.
The Collective Foundation FCPE-Pensio offers its clients a standard insurance plan, supplemented by the appendix to the regulations which contains the definition of variable aspects. As a result, you’re guaranteed flexibility in all aspects of your needs, while the standardization of certain elements means that you benefit directly from reduced administration costs.
Your human resources manager is familiar with your company’s structure, your insurance portfolio and current legislation. He is your trusted partner who will advise you on your choice of pension plans and help us tailor our solution to your company.
What can the FCPE-Pensio Collective Foundation do for me?
The FCPE-Pensio Collective Foundation offers small and medium-sized companies multiple benefits by affiliating their workforce to the FCPE-Pensio Collective Foundation.
The FCPE-Pensio Collective Foundation gives you the option of defining certain parameters in your insurance plan, combining several plans or insuring variable salaries. This means you can tailor your pension model to your needs.
The FCPE-Pensio Collective Foundation’s transparent cost estimation and invoicing means you always know what you are spending on managing your employees’ occupational benefits.
The managers of the FCPE-Pensio Collective Foundation answer your employees’ questions clearly and directly. That’s why everyone can keep up to date with the opportunities available to them, depending on their age and future plans.
Each affiliated employer has its own pension fund, independent of the others. The Foundation’s regulations and administration are shared.
Single set of regulations, shared administration
As the supreme governing body, it is responsible for the Foundation as a whole. It:
In each company, it freely discusses the Board’s recommendations. It:
The administrator links the Board of trustees and the pension funds.
Security, Flexibility, Quality of service
