How it works

What are the success factors of our Foundation?

  • Complete offer
  • Reinsurance conditions
  • Transparent billing
  • Technologies
  • Pension plans
  • Partnership with your current advisor

A comprehensive offering

The FCPE-Pensio Collective Foundation offers affiliated employers and their employees a wide range of services. From drawing up a pension plan to providing information to policyholders, the services provided by the FCPE-Pensio Collective Foundation are of the highest quality, relieving you of the burden of managing pension issues.

Attractive reinsurance terms

The Foundation insures its members against the risk of disability, death and longevity.

The Foundation reinsures longevity risks and uses a life insurance company/ies to reinsure disability and death risks.

Retirement pensions are financed  by the capital accumulated by the insured at the time of retirement. This capital is managed by the Foundation during the insured’s working life.

Disability and death benefits are guaranteed by an insurer, in exchange for a risk premium.

Transparent fee billing

The FCPE-Pensio Collective Foundation invoices affiliated companies for management fees in proportion to insured salaries. These management fees ensure quality work, carried out by qualified managers supported by industry specialists.

A flexible plan for customers and standard for management

The Collective Foundation FCPE-Pensio offers its clients a standard insurance plan, supplemented by the appendix to the regulations which contains the definition of variable aspects. As a result, you’re guaranteed flexibility in all aspects of your needs, while the standardization of certain elements means that you benefit directly from reduced administration costs.

Partnership with your current advisor

Your human resources manager is familiar with your company’s structure, your insurance portfolio and current legislation. He is your trusted partner who will advise you on your choice of pension plans and help us tailor our solution to your company.

Benefits

What can the FCPE-Pensio Collective Foundation do for me?

The FCPE-Pensio Collective Foundation offers small and medium-sized companies multiple benefits by affiliating their workforce to the FCPE-Pensio Collective Foundation.

  • Choice of investment type
  • Choice of financial partner
  • Flexibility
  • Cost control
  • Superior quality
  • Employee satisfaction

Gain in flexibility!

The FCPE-Pensio Collective Foundation gives you the option of defining certain parameters in your insurance plan, combining several plans or insuring variable salaries. This means you can tailor your pension model to your needs.

Control your costs!

The FCPE-Pensio Collective Foundation’s transparent cost estimation and invoicing means you always know what you are spending on managing your employees’ occupational benefits.

Reassure and inform your staff

The managers of the FCPE-Pensio Collective Foundation answer your employees’ questions clearly and directly. That’s why everyone can keep up to date with the opportunities available to them, depending on their age and future plans.

Security – Flexibility – Quality of service